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Billing for payment fees

This guide explains how payment fees are charged, where you can see gross vs net amounts, and how to download fee statements.

John Goldsmith avatar
Written by John Goldsmith
Updated over 3 weeks ago

How payment fees are charged

Payment fees are deducted automatically at the time of each transaction.

  • Fees are not charged at the end of the month

  • There are no bulk fee settlements

  • Each payout you receive is the net amount, with fees already deducted

Example:

  • Transaction amount: £100

  • Fees: deducted immediately

  • Payout received: net amount after fees


Gross vs net amounts

Transactions view

  • In the Transactions tab (dashboard or mobile app), amounts shown are gross

  • Gross amounts do not include deducted fees

Payouts view

  • In the Payouts section, amounts shown are net

  • Net amounts reflect fees already deducted

This helps you clearly separate sales volume from actual funds received.


Downloading fee statements

You can generate a statement to see fees for a specific period.

Steps

  1. Go to Transactions

  2. Select Statement

  3. Choose a date range

  4. Click Download

The PDF statement includes:

  • Total number of transactions

  • Gross transaction volume

  • Total fees paid

  • Fee breakdown per transaction

  • Net settlement amounts


Daily statements (optional)

Zavo can configure daily transaction statements for you or your finance team.

Daily statements include:

  • Every transaction for the day

  • Fees charged per transaction

  • Daily totals

  • Overall fee summary

For businesses with multiple locations:

  • Statements include location-level breakdowns

  • You can see how much each location processed

To enable daily statements, contact Zavo Support or your Account Manager.


Need more help?

If you have questions about payment fees or statements, contact Zavo Support via the mobile app, dashboard, website, or your Account Manager.

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