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Refunds & MOTO payments

This guide explains how to process refunds and take MOTO (card-not-present) payments on your Zavo terminal.

John Goldsmith avatar
Written by John Goldsmith
Updated over 3 weeks ago

Refunds

Referenced refund (linked to the original payment)

A referenced refund is tied to an existing transaction.

Steps

  1. Select Transactions > History

  2. Choose the transaction

  3. Select Void / Refund

  4. The receipt prints automatically

  5. Funds are returned directly to the shopper’s account


Unreferenced refund

An unreferenced refund is not linked to a previous transaction.

Important
Unreferenced refunds are disabled by default and must be enabled before use.

Steps

  1. Select Transactions > New transaction

  2. Enter your passcode

  3. Select Refund or MOTO refund

  4. Enter the 6-digit refund PIN

  5. Enter the refund amount

  6. Complete the refund:

    • For a standard refund, the customer presents their card

    • For a MOTO refund, enter card details manually

Funds are returned to the cardholder’s bank.


MOTO payments (card not present)

MOTO allows you to take payments when the card is not physically present.

Important
MOTO payments are disabled by default and require approval before being enabled.
Availability depends on eligibility, and activation is not guaranteed for all accounts.

Make a MOTO payment

  1. Select Transactions > New transaction

  2. Enter your passcode

  3. Select MOTO payment

  4. Enter the payment amount

  5. Enter the card details and confirm


Enabling MOTO payments and unreferenced refunds

To request access:

  • Contact Zavo Support, or

  • Speak with your Account Manager

Your request will be reviewed based on eligibility and risk assessment.


Need more help?

Contact Zavo Support via the mobile app, dashboard, website, or your Account Manager.

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